Dave Ramsey

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

— Dave Ramsey

I believe that through knowledge and discipline, financial peace is possible for all of us.

— Dave Ramsey

You've got to tell your money what to do or it will leave.

— Dave Ramsey

If you're doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that's perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them.

— Dave Ramsey

The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.

— Dave Ramsey

Albert Einstein said, “Great spirits have often encountered violent opposition from weak minds.

— Dave Ramsey

I believe that through knowledge and discipline, financial peace is possible for all of us.

— Dave Ramsey

I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I'm crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception.

— Dave Ramsey

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

— Dave Ramsey

Your FICO score is an "I love debt" score. You're going to pay a bazillion dollars in interest to keep your FICO score up in order to have lower homeowner's and car insurance rates.

— Dave Ramsey